When talking about "adult cam" sites it is very important to delineate between a free sex chat site and a pay site.
While both allow for typing, talking or camming with others they are completely different types of sites.
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"Cyber Sex" is a term that was most widely used in the early 90's and while it is most defiantly is still done it has been shortened to "cyber" if it is addressed at all.
As in the real world, not everyone asks to have sex, they simply feel the moment out or know what the expectation is.
Another popular topic within the arena of roleplay is BDSM.