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Chances are you vary how much you are currently paying toward your credit card debt each month depending on how much extra money you have when your payments are due.

Once you know your total loan balance and your total monthly payments use our debt consolidation calculator to determine if consolidating credit card debt can save you money.

This will help you find the best method for your credit card consolidation.

Consolidating multiple debts means you’ll have a single monthly payment, but it may not reduce or pay your debt off sooner.

The payment reduction may come from a lower interest rate, a longer loan term or a combination of both.

If you default on your loan, you run the risk of losing your house.