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During our leaner undergraduate years, an old girlfriend and I used to trade off with three other couples hosting a weekly night in.

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Being in a relationship may enrich your life, but it’s definitely doing no favors for your wallet. Let’s start with how you got here (here being the point where you start stuffing credit card statements into your sock drawer in order to hide from the shame): It’s Friday. Nothing too crazy, just meet a few friends for a drink or two at a local pub, maybe have a couple of appetizers and then retreat back home to watch a movie. Even if you two are splitting the tab now and then, all that socializing can cause some serious damage to your wallet. But, I still pine for the days when my cell phone usage consisted of a few work calls and the occasional call to friends, which would go something like this: “Hey, you want to get a drink tonight? Try to limit your nights out to one night a week or even less.